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Mortgage bonds are bonds that are secured by a mortgaged property. This means that they are securities that are backed by assets or real estate of value that can be sold on the market. Lending institutions often issue mortgage bonds on a pool of their mortgages to raise funds to finance their future business or meet federal guidelines on debt to equity ratios.Guidelines for foreclosure vary from state to state. However, each state is based on either a non-judicial or judicial. In a non-judicial foreclosure the owner may risk losing their house in less than thirty days, if payments are not made. They must also repay all the back on their mortgage payments or risk losing their homes. Once this process begins, it can not be canceled or stopped.